Fees - First Commonwealth Credit Union

Table data for General Fee Listing
As of May 1, 2025
Fee	Amount	Alert Me
Account Balancing Assistance	$20/Hour

Account Research	$20/Hour

Account Activity / In-Center Statement Printout	$5/Printout

Automatic Overdraft Transfer to/from Checking or Savings	$5/Each

Club Account Withdrawals	$10/Withdrawal After 1 per term

Collection Item (Outgoing)	$100

Courtesy Pay (Max. 4 per day) Excludes Fresh Start Checking	$25

Deposited Checks and Other Items Returned Unpaid	$15

Dormant Account Fee Fee applies after 15 months of account inactivity	$5

Early Account Closure Fee	$20 if closed within 90 days of opening

Express Pay Payment made within Digital Banking using Loan Payment Center	$2

Failing to Update Address	$5

Locator Service	$10/Bad Address

Mailing a Certificate Dividend Check	$2

Mailing Club Account Check	$2

Nonsufficient Funds and Other Returned Items	$25

Stop Payment ACH Fee	$22

Stop Payment for Check Fee	$22

Stop Payment (Series of Checks) Fee	$22

Stop Payment "Bank Checks" Fee	$22

Transferring HSA Funds from FCFCU	$10

Transferring IRA Funds from FCFCU	$10

Table data for Other Service Fees
As of May 1, 2025
Fee	Amount	Alert Me
Cashier's Check	$7

External Transfer Fee (Outgoing)	$3

Foreign Transaction Fee for Debit and Credit Cards Except for Empower Card	Up to 1% to the amount of the transaction Calculated in U.S. dollars

Money Order	$4 Each

Paper Statement Fee if not enrolled in eStatements	$3

VISA Gift Cards	$3

Wire Transfer Fee - (Incoming-Domestic)	$10

Wire Transfer Fee (Outgoing-Domestic)	$25/transfer

Wire Transfer Fee (Incoming-International)	$10

Wire Transfer Fee (Outgoing-International)	$60/transfer

Table data for Account Fee Listing
As of May 1, 2025
Account Type	Amount	Alert Me
Fresh Start Checking ¹ Monthly Service Fee	$5

Table data for Legal Action Fees
As of May 1, 2025
Fee	Amount	Alert Me
Escheatment Processing Fee	$50

IRS Levy/Garnishments/Other	Up to $250

Table data for Plastic Card Fees
As of May 1, 2025
Fee	Amount	Alert Me
ATM Card Usage	$1.50/Month

ATM Card Excess ATM/PIN Based Debits	Unlimited

Debit Card Excess ATM/PIN Based Debits	Unlimited

Card Replacement	$10

Table data for Safe Deposit Box
As of May 1, 2025
Size of Box	Amount	Alert Me
3" x 5" x 24"	$30 Annually

5" x 5" x 24	$40 Annually

3" x 10" x 24	$45 Annually

5" x 10" x 24"	$65 Annually

10" x 10" x 24	$105 Annually

Drilling Safe Box	Market

Lost Safe Box Key	$5

Box access requires a key. Box owners are granted access after ID and signature are verified. Privacy booths are available for your convenience. Boxes available in our Allentown, Bethlehem, Easton (4300 William Penn Hwy), Fogelsville and Kutztown Financial Centers.

Disclosures

¹ Subject to approval. Credit union membership required. Certain restrictions and fees may apply. Subject to change without notice. Federally insured by NCUA.

Additional fees may apply. Please see Account Agreement and disclosures for further details.