Financial Planning
You Have Goals
A team of experts can help you achieve them.
Understanding that everyone has different goals, a custom and individualized approach is used to create a financial plan to turn your goals into reality. In today's market, a Wealth Advisor can provide insight and guidance tailored to your unique situation.
As a valued client, a Wealth Advisor can offer a complimentary, no-obligation financial review using advanced financial planning software. With this meeting, the goal is to enhance your investment experience and better recommend strategies and solutions to help you meet your long—and short-term financial objectives.
A Wealth Advisor can offer investment solutions to better serve your needs, including diversification in accordance with a member's goals and objectives, active account management, and account rebalancing where appropriate.
During your meeting, a Wealth Advisor will walk you through these six steps:
- Identify your unique goals and the level of importance of each goal
- Identify the financial resources that will help fund the achievement of your goals
- Determine the balance of investment risk and return that is suitable for you
- Create your personal plan, outlining the investment and insurance services needed to help achieve your retirement goals
- Review and discuss your plan's results together
- Discuss the steps needed to put your plan into action
- Review your Social Security strategy
- Establish the proper savings strategy
- Discuss an appropriate asset allocation strategy for your Investment Portfolio
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First Commonwealth Federal Credit Union and First Commonwealth Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First Commonwealth Investment Services and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First Commonwealth Federal Credit Union or First Commonwealth Investment Services. Securities and insurance offered through LPL or its affiliates are:
| NOT INSURED BY FDIC OR ANY OTHER GOVERNMENT AGENCY | NOT CREDIT UNION GUARANTEED | NOT CREDIT UNION DEPOSITS OR OBLIGATIONS | MAY LOSE VALUE |
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Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
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