Cashback Checking

Your everyday banking just got more rewarding.

Cashback Checking is designed to give you more. With tiered rewards, the more you use our services, the greater your benefits. Whether through debit or credit transactions, direct deposits, or maintaining a healthy account balance, each tier is tailored to maximize your rewards.

Start earning more with every swipe and make your account work for you.

Open a Cashback Checking Account

How It Works:

↓ Fill your gas tank, shop for groceries, pay bills — all can help you reach higher tiers and unlock even greater advantages.

↓ Use your checking account as you normally would to qualify for one of the three tiers.

↓ Each tier is made to fit different levels of engagement and transaction needs. This makes sure that every member gets the most out of their banking experience.

↓ Your cash back will be posted to your account on or before the 5th day of the following month.

Cashback Checking Tier 1

Monthly Qualifications
• 1-24 Debit or Credit transactions per month

Monthly Rewards
• Earn $0.60 cash back on every 10 qualifying purchases^*• Get 0.60% cash back on eligible loan payments^**

Cashback Checking Tier 2

Monthly Qualifications
• 25-45 Debit or Credit transactions per month
• Direct Deposits totaling $500+/month
• eStatement enrollment

Monthly Rewards
• Earn $0.85 cash back on every 10 qualifying purchases^*• Get 0.85% cash back on eligible loan payments^**

Cashback Checking Tier 3

Monthly Qualifications
• 46+ Debit or Credit transactions per month.
• Direct Deposits totaling $1,000+/month
• eStatement enrollment
• Average Share Balance of $1,000+/month
• Login to Digital Banking at least once per month
• Active Home Equity, Mortgage, Auto, or Personal loan

Monthly Rewards
• Earn $1.25 cash back on every 10 qualifying purchases^*• Get 1.25% cash back on eligible loan payments^**

Man checking his cash back rewards through Digital Banking

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Disclosures

Credit union membership is required. Subject to approval. Certain restrictions may apply. See Cashback Checking terms and conditions for details and restrictions of the program.

Qualified Debit and Credit Card Transactions must be posted to the account by the last day of the month. You must reach an increment of 1 transaction to receive the full bonus. The following transactions are not included in the calculation of transactions:
• Transactions less than $10
• Transactions related to online gambling
• ATM transactions
• Fraudulent transactions or transactions that are subject to a refund, credit or dispute

Individuals in each tier are eligible to earn up to $50.00 per month in total cash back rewards. This total is split between the cash back on purchases ($30.00 per month limit), and the cash back earned from loan payments ($20.00 per month limit).

*A monthly maximum of $30 can be earned for Debit/Credit Card transactions. First Commonwealth Federal Credit Union reserves the right to retroactively correct errors and determine additional excluded transactions.

**A monthly maximum of $20 can be earned for the Loan Payment bonus. Cash back calculated is based on the sum of all payments made on closed end loans and lines of credit with balances (indirect dealer loans are not eligible for qualification purposes). Mortgage loans may be used to determine eligibility for Tier 3 rewards however, Mortgage payments and Courtesy Pay repayment loans are not included in the calculation for loan payments. In addition, any amount paid in excess (additional principle) of the monthly payment amount due pursuant to the loan agreement/payment plan will not be included in the calculation of loan payments.

Cashback Checking

Cashback Checking

Cashback Checking

Monthly Rewards• Earn $0.85 cash back on every 10 qualifying purchases*• Get 0.85% cash back on eligible loan payments**

Monthly Rewards
• Earn $0.85 cash back on every 10 qualifying purchases^*• Get 0.85% cash back on eligible loan payments^**