Saving for College - First Commonwealth Credit Union

First Commonwealth Investment Services - Saving for College

The Journey Begins With Saving

Education creates an impact that can last for generations.

There’s no denying the benefits of an education: the ability to compete in today’s job market, increased earning power, and expanded horizons. But these advantages come at a price. And yet, year after year, thousands of students graduate from college. So, how do they do it?

Whether they want to grow up to be a farmer or a firefighter, as parents and grandparents, you want to support them and their dreams as best you can.

Schedule an Appointment

Meet Our Team

Meeting with a Wealth Advisor can guide you in helping your children and grandchildren by:

Discussing different plans and uncovering what's best for your family:

529 Plans**
Coverdell Education Savings Accounts
UGMA & UTMA Custodial Accounts for Minors

Answering frequently-asked questions by grandparents:

Will Medicaid count my grandchild's 529 Plan as part of my assets?
Can I access the money in the event of an emergency?
Can a 529 Plan affect my grandchild's chance of receiving Financial Aid?

Schedule a complimentary, no-obligation appointment to learn more about higher education planning needs.

**Investors should consider investment objectives, risks, and charges associated with Section 529 plans prior to investing. Contact your investment representative or carrier for more information about municipal fund securities, which is available in the issuer's official statement or plan disclosure document, which should be read carefully prior to investing. Most 529 plans are sponsored and administered by states. State tax benefits vary among the states, and some offer residents additional tax benefits if they invest in their own state plan. Other state benefits may include financial aid, scholarship funds, and protection from creditors. Consult your tax advisor for more information.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First Commonwealth Federal Credit Union and First Commonwealth Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First Commonwealth Investment Services and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First Commonwealth Federal Credit Union or First Commonwealth Investment Services. Securities and insurance offered through LPL or its affiliates are:

NOT INSURED BY FDIC OR ANY OTHER GOVERNMENT AGENCY	NOT CREDIT UNION GUARANTEED	NOT CREDIT UNION DEPOSITS OR OBLIGATIONS	MAY LOSE VALUE

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

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