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Compare Cards

Cash Back? Points? Great Rate?

The choice is yours.

With many credit cards available, selecting the right one can be complicated. However, what truly matters is choosing a card from a trusted source that prioritizes your financial well-being—First Commonwealth! Our credit cards stand out with their unique features tailored to your financial lifestyle.

No Annual Fee
No Balance Transfer Fees
No Cash Advance Fees
No Penalty APRs
Eco-friendly Recycled Material on Instant Issued Cards

Apply Now

CHOOSE THE CARD FOR YOU

Signature

Earn 1.5% Cash Back on every purchase you make.

Platinum Rewards

Earn 1 point for every dollar you spend. Redeem in our rewards mall - full of thousands of items.

Platinum

Our lowest-rate card has no balance transfer fees, making it ideal for consolidating credit card debt.

Secured

Establish or rebuild your credit at a low rate.

Signature

Platinum Rewards

Platinum

Secured

Best for...

Signature

Earning Cash Back

Platinum Rewards

Earning Points

Platinum

Low Interest Rate

Secured

Building Credit

Annual Fee

Signature

None

Platinum Rewards

None

Platinum

None

Secured

None

APR ¹ (as low as)

Signature

17.75%

Platinum Rewards

11.75%

Platinum

10.49%

Secured

10.49%

Rewards

Signature

Cash Back

Platinum Rewards

Rewards Mall

Platinum

n/a

Secured

n/a

Standard Benefits ²

Signature

Yes

Platinum Rewards

Yes

Platinum

Yes

Secured

Yes

More Info

Signature

Signature Card Details

Platinum Rewards

Rewards Card Details

Platinum

Platinum Card Details

Secured

Secured Card Details

All First Commonwealth Visa^® Cards enjoy these additional benefits:

Visa^® Purchase Alerts

Receive real-time text alerts based on preferences you set. When a transaction occurs outside of your parameters, you'll receive a real-time text alert so you can put a stop to fraud the moment it occurs.

Visa^® Zero Liability Policy

Covers US-issued cards. Contact us immediately if there has been unauthorized use of your credit card.

Real-Time Fraud Protection

For your protection, credit authorizations are reviewed in "real-time" at the point of purchase and compared to your usual spending patterns and known fraud trends to detect unusual activity.

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Count on us to bring you the best in financial services, products, and information such as:

Balance Transfer
Transfer your balance with no fees.
Fill Out Form

Report Card Missing/Stolen
Protect your card through Digital Banking.
Learn More

Disclosures

¹ Credit union membership required. All loans subject to approval. Certain restrictions and fees may apply. Subject to change without notice. APR=Annual Percentage Rate. All applicants applying for a Visa® will be reviewed for creditworthiness. If approved, the type of card, rate and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%; Visa Signature: The APR is equal to Prime Rate plus a margin of 11% and will never be greater than 18%. Visa card holders with international transactions (such as US-dollar online purchases from a foreign country, or transactions enacted in a foreign country) will be charged, by Visa, an International Service Assessment (ISA), which is currently 1.00% for multi-currency transactions and .08% for single currency transactions. See credit card application and solicitation disclosure.

² Benefits are subject to change. Certain restrictions, limitations and exclusions apply. Refer to your Visa Platinum or Visa Platinum Rewards Guide to Benefits for complete details on all benefits provided.