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Credit Card Features

Cash Back? Points? Great Rate? The choice is yours.

With many credit cards available, selecting the right one can be complicated. However, what truly matters is choosing a card from a trusted source that prioritizes your financial well-being—First Commonwealth! Our credit cards stand out with their unique features tailored to your financial lifestyle.

  • No Annual Fee
  • No Balance Transfer Fees
  • No Cash Advance Fees
  • No Penalty APRs
  • Eco-friendly Recycled Material on Instant Issued Cards

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Balance Transfer
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1 Credit union membership required. All loans subject to approval. Certain restrictions and fees may apply. Subject to change without notice. APR=Annual Percentage Rate. All applicants applying for a Visa® will be reviewed for creditworthiness. If approved, the type of card, rate and the credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The APR is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%; Visa Signature: The APR is equal to Prime Rate plus a margin of 11% and will never be greater than 18%. Visa card holders with international transactions (such as US-dollar online purchases from a foreign country, or transactions enacted in a foreign country) will be charged, by Visa, an International Service Assessment (ISA), which is currently 1.00% for multi-currency transactions and .08% for single currency transactions. See credit card application and solicitation disclosure.

2 Benefits are subject to change. Certain restrictions, limitations and exclusions apply. Refer to your Visa Platinum or Visa Platinum Rewards Guide to Benefits for complete details on all benefits provided.