The 401(k) plan is becoming one of the largest sources of retirement savings for many American workers...
Retirement
Retirement
Retirement Savings
Save a little today so you can enjoy more tomorrow.
You may have an ideal vision of retirement, where you can finally pursue all the activities you never had time for. But how do you turn this vision into reality? It's in your hands, and we are here to assist you in devising a plan that fully realizes your retirement objectives.
Many of us look forward to the day when we'll be spending time with the grandkids and not time sitting in traffic on the way to work. However, it's essential to realize that retirement isn't just a milestone to be achieved at 65. It's a journey that begins today.
Our CFS* Financial Advisors can meet with you to uncover your needs and long-term goals, then build a financial plan, that will help you to understand:
- Which investment strategy is appropriate for you, your family, and your future
- Various asset allocation models and investment vehicles used to plan for a comfortable retirement
- Your risk tolerance and time horizon
- The ups and downs of the market and how they may affect your goals
Contact us today to learn more about our retirement planning options and schedule a free, no-obligation appointment.
Income in Retirement
Creating income for the next chapter of your life.
Planning for retirement is about more than amassing a large sum of money in investment accounts. That method alone will not likely be sustainable in today's world. Given that retirement often lasts 20-plus years, retirees should consider ways to grow their funds and generate income.
Millions of Americans in retirement may be scrambling to make ends meet without the income from a full-time job.
Fortunately, several possible solutions are available for those looking to increase their income during their non-working years. One of our CFS* Financial Advisors can help you work to overcome retirement income challenges and create a predictable income stream by:
- Designing a retirement plan
- Uncovering your basic expenses and discretionary expenses
- Evaluating current sources of retirement income
- Identifying potential gaps between income and expenses
- Anticipating fixed and discretionary expenses in retirement
- Positioning assets to generate income
- Uncovering new sources of income
To learn more about income in retirement, contact us today to schedule a complimentary, no-obligation appointment.
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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.