Balance Transfer

IMPORTANT!

Please make sure to confirm the addresses for each creditor are correct. We do not verify payoff amounts or addresses with other institutions. First Commonwealth will advance funds in the form of a cashiers check that will be mailed to your creditor. Please review our cashiers check policy.

Please note: Because there may be delays in the processing of your Balance Transfers, you should continue to monitor your other accounts and pay the minimum payments due on those accounts until you receive statements from those creditors showing that the balances have been paid in full. You are liable for any late payments, finance charges or disputed amounts on your other accounts.

Finance charges begin accruing on the day the balance transfer is processed. If your balance transfer request exceeds your available balance, we will transfer the amount up to your available balance.