Imagine having access to your bank account no matter where you are in the country. That's the magic of shared branching. It's a network of credit unions that have come together to offer their members the convenience of banking at any participating credit union branch, just as if you were at your home branch.

Think of it like having a friend who's always willing to lend a hand, no matter where you are. With shared branching, you can walk into any participating credit union branch and perform a wide range of transactions, from deposits and withdrawals to loan payments and transfers.

Why is Shared Branching a Major Benefit?

  1. Nationwide Access: With shared branching, you're not limited to just your local First Commonwealth branch. You have access to over 6,000 shared branches across the country. This means you can manage your money whether you're on a business trip, visiting family, or just exploring a new city.
  2. No-Surcharge ATMs: One of the biggest perks of shared branching is the access to no-surcharge ATMs. This means you can withdraw cash without worrying about those pesky fees that traditional banks often charge.
  3. Wide Range of Transactions: Shared branching isn't just about withdrawing cash. You can perform a variety of transactions, including deposits, loan payments, and account transfers. It's like having your home branch with you, no matter where you go.
  4. Coast-to-Coast Support: Shared branching has you covered whether you're on the East Coast or the West Coast. Our Shared Branch Locator makes it easy to find a branch near you. Just enter your zip code, and you'll be on your way to convenient banking.

How to Use Shared Branching

Using shared branching is as easy as 1-2-3:

  1. Find a Shared Branch: Use our Shared Branch Locator to find a participating credit union branch near you.
  2. Bring Your ID and Account Number: Make sure to have your valid ID and your First Commonwealth account number with you.
  3. Perform Your Transactions: Walk into the shared branch and perform your transactions as you would at your local financial center.

Shared branching is designed to make your banking experience as smooth and hassle-free as possible. It's one of the many ways to ensure you have the best service available. So, the next time you're on the go, remember that your debit card has nationwide power.

Embrace the convenience of shared branching and enjoy the freedom of banking wherever your journey takes you.