Saving more is a common New Year's resolution, but it can feel daunting without a game plan. What if you could turn saving into a challenge that's inspiring, achievable, and maybe even fun?

For 2025, consider making a savings resolution with a twist. Whether you aim to build an emergency fund, save for a big purchase, or boost your financial confidence, the challenges below offer a range of simple, practical ways to jump-start your savings journey and stick to your resolutions all year long.

The 52-Week Challenge

Start the year off with this classic and easy-to-follow challenge. The idea is simple: save a small amount each week, increasing the amount by just $1 each time. Start with $1 in the first week, $2 in the second, and so on. By the end of the year, you'll have saved $1,378—a substantial start toward a new financial goal or emergency fund. Consider doubling the amounts each week for a more advanced version to accelerate your savings.

The Spare Change Jar

If you prefer something flexible, try setting aside all your spare change in a jar or digital app that rounds up your purchases. Small amounts can add up fast! Make it a fun family activity by adding the monthly total or challenging family members to see who can save the most spare change over the year.

The $5 Bill Challenge

Each time you receive a $5 bill, set it aside instead of spending it. By committing to stash away these bills, you'll develop a savings habit while still spending as usual. Watch those $5 bills add up over time—you might be surprised how quickly they accumulate into a meaningful amount.

No-Spend Weekends

Dedicate one weekend each month as a "no-spend" weekend. Avoid dining out, shopping, or any non-essential purchases. Plan free activities like hiking, movie nights at home, or DIY projects to keep it fun. This challenge helps build savings and encourages finding joy in things that don't cost a dime.

Envelope Savings Challenge

Label envelopes with amounts you'd like to save, ranging from $1 to $100. Each week, pick one envelope to fill. This method gives you control over how much you save each time, allowing for flexibility based on your budget. Fill a new envelope every week, and by the end of the year, you could have saved over $2,500.

The Subscription Purge

Go through your subscriptions (like streaming services, apps, or memberships) and assess which ones you're not fully using. Commit to cutting one or two out for a month or two, and put that money straight into your savings. This simple change can free up extra funds you might not even miss.

The Meal Prep Savings Challenge

Meal prepping for work lunches or dinners can help you save both time and money. Set a goal to prep all meals for one or two weeks each month and see how much you save compared to dining out or ordering in. Put those savings aside—you may be surprised at how much you save over the year.

Pick a Challenge, and Watch Your Savings Grow!

Saving doesn't have to be complicated. By trying one or more of these challenges, you're taking small, manageable steps toward your financial goals. Ready to jump-start your savings? Start today, and by 2025's end, you'll have a more robust financial foundation to show for it!