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Payment Protection

Get Payment Protection

Through the ups and downs in life, you can prepare for the unexpected with Payment Protection. Payment Protection helps preserve your credit if you become unable to make payments due to death, disability or involuntary unemployment. Depending on the options you choose, your loan balance could be cancelled or payments covered up to the contract maximums. Payment Protection can cover these life events:

  • Terminal Illness
  • Accidental Dismemberment
  • Hospitalization
  • Family Medical Leave
  • Loss of Life of a Dependent
  • Disability
  • Involuntary Unemployment

Purchasing protection is voluntary and will not affect your loan approval. It’s simple to apply. Ask your loan officer about eligibility, conditions, or exclusions. 1

paper forms being filled out

Filing a Claim

If you elected payment protection on your loan, you can quickly and easily file your claim online. If you prefer, call 1.844.707.4964 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

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Disclosures

1 Your purchase of First Commonwealth's Payment Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact a First Commonwealth representative or refer to the Member Agreement for a full explanation of the terms of Payment Protection with Life Plus including benefit maximums, eligibility, limitations, and a copy of your contract. You may cancel the protection at any time. If you cancel protection within 30days, you will receive a full refund of any fee paid.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union.

DP-1467002.1-0416-0518 ©2017 CUNA Mutual Group, All Rights Reserved.