Term Life

Term Life insurance is a simple policy that gives you financial protection for a set time, like 10 or 20 years, often when your family's financial needs are higher. This is the most budget-friendly option and ensures your loved ones receive support if anything happens to you during that period. You may need a new policy to maintain coverage when the term ends.

Whole Life

Whole Life insurance, also referred to as cash value insurance, is a policy that combines life insurance with a savings component called "cash value." Over time, this cash value can increase, serving as a long-term savings and investment option. It's worth noting that Whole Life insurance is generally more costly than Term Life insurance, which only provides coverage for a set period and lacks the savings feature.

Guaranteed Acceptance Whole Life

Guaranteed Acceptance Whole Life insurance is a policy that allows you to get coverage without needing to answer health questions, go through medical check-ups, or have the insurance company look at your medical history and prescriptions. It's a simple way to get life insurance, and it's available to more people, no matter their health or medical history.