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Asset Protection

Asset Protection

Guaranteed Asset Protection (GAP)

Protect your financing.

If your vehicle is totaled, GAP protects you when the amount your insurance will cover falls short of what you owe on the vehicle loan. Think of it as an airbag for your wallet.

  • Eliminates surprise out-of-wallet expense when the vehicle is a total loss
  • May cancel part of your next loan with your credit union when you purchase a replacement vehicle
  • Purchasing protection is voluntary and won't affect your loan approval

Mechanical Repair Coverage (MRC)

Limit your out-of-pocket expenses.

Mechanical Repair Coverage (MRC) can limit out-of-pocket costs when your car breaks down for a covered issue. This protection is beneficial when buying a used vehicle. The older a car gets, the chance of a significant repair increase.

  • Easy-to-use, 24/7 online shopping experience
  • Expert customer service through a dedicated Call Center
  • Payments through a convenient monthly plan that fits your budget
Couple talking with insurance agent

Home & Auto Insurance

Coverage that goes above and beyond.

At First Commonwealth, we're all about helping you save big. By leveraging our buying power, we can help you uncover potential savings for homeowners (or renters) and auto insurance policies. Take a look at your current insurance policies. Chances are, you're leaving money on the table. You could save hundreds of dollars, which can be useful when kept in your pocket.

  • 24-Hour roadside assistance
  • Accident forgiveness, multi-car discounts, and more
  • Hassle-free homeowner’s insurance
  • Bundle together to save even more