Start earning more from your everyday transactions with a tiered system designed to increase your benefits the more you use your card. Earn cash back with every debit or credit transaction, direct deposits, or maintaining a healthy account balance.
Open a Cashback Checking account today with no minimum balance requirement. Enjoy the added benefit of no monthly fees when you enroll in eStatements. It's a smart, hassle-free way to manage your money.
Earn up to $50* Cash Back
Maximize your rewards by earning up to $50* in cash back each month. As a member, you can enjoy up to $30 in cash back on your everyday purchases and an additional $20 on your loan payments.
Monthly Cash Back Deposits
Your cash back rewards will be automatically deposited into your account on or before the 5th of every following month, ensuring you never miss out on the benefits you've earned.
Seamless & Secure Transactions
Enjoy convenience and security with our contactless cards and mobile pay. Our advanced encryption keeps your personal info safe, so you can earn cash back with ease of mind.
Credit union membership is required. Subject to approval. Certain restrictions may apply. See Cashback Checking terms and conditions for details and restrictions of the program.
Qualified Debit and Credit Card Transactions must be posted to the account by the last day of the month. You must reach an increment of 1 transaction to receive the full bonus. The following transactions are not included in the calculation of transactions:
• Transactions less than $10
• Transactions related to online gambling
• ATM transactions
• Fraudulent transactions or transactions that are subject to a refund, credit or dispute
*Individuals in each tier are eligible to earn up to $50.00 per month in total cash back rewards. This total is split between the cash back on purchases ($30.00 per month limit), and the cash back earned from loan payments ($20.00 per month limit).
A monthly maximum of $30 can be earned for Debit/Credit Card transactions. First Commonwealth Federal Credit Union reserves the right to retroactively correct errors and determine additional excluded transactions.
A monthly maximum of $20 can be earned for the Loan Payment bonus. Cash back calculated is based on the sum of all payments made on closed end loans and lines of credit with balances (indirect dealer loans are not eligible for qualification purposes). Mortgage loans may be used to determine eligibility for Tier 3 rewards however, Mortgage payments and Courtesy Pay repayment loans are not included in the calculation for loan payments. In addition, any amount paid in excess (additional principle) of the monthly payment amount due pursuant to the loan agreement/payment plan will not be included in the calculation of loan payments.
