Business Deposit Accounts

Interest-Bearing Checking Accounts
First Commonwealth offers business members two types of interest-bearing business checking accounts.

Business Advantage I

• 100 free deposited items per month
• 50 free cleared items per month
• Free VISA Check Card (debit card)
  

Business Advantage II

• 250 free deposited items per month
• 125 free cleared items per month
• Free VISA Check Card (debit card)
  
  Fee Listing     View Rates 

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Savings Accounts
Maximize the return on your working deposits by opening either a Traditional Savings or High Yield Account.

Business Savings

• No monthly service charge
• Dividends are calculated daily and paid monthly
  

As part of our savings services package, we offer simple and easy options to pay your business taxes. We can help you get set up to electronically file and pay your tax due, from the convenience of your place of business.

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Business High Yield Accounts

• Tiered interest rates with balances starting at $2,500
• Earn even higher yields with High Yield Select ($50,000 minimum), High Yield Platinum ($100,000 minimum) and High Yield Diamond ($250,000 minimum) accounts. High Yield Platinum and Diamond accounts are insured up to $500,000.
  
  View Rates

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Business Certificates
We offer our business members a variety of fixed-term share certificates with above average yields.

To open a business checking, savings, high yield or certificate account stop by any of our convenient branch locations or call 1.800.821.2400 for more information.

Business - Savings11.15.09
Dividend Rate2	APY1
0.30%	0.30%
1APY denotes Annual Percentage Yield. Dividend rates and APY's are variable and may change after the account is opened. Fees could reduce the earnings on the account. 2Regular Share (Savings) Accounts require a $5.00 minimum balance when opening the account.

Business - Checking Advantage I11.15.09
Balance	Dividend Rate	APY1
$250,000 or greater	0.70%	0.70%
$100.000 or greater	0.60%	0.60%
$50,000 or greater	0.40%	0.40%
$10,000 or greater	0.30%	0.30%
$2,500 or greater	0.20%	0.20%
Less than $2,500	0.00%	0.00%
1APY denotes Annual Percentage Yield. Dividend rates and APY's are variable and may change after the account is opened. Fees could reduce the earnings on the account.

Business - Checking Advantage II11.15.09
Balance	Dividend Rate	APY1
$250,000 or greater	0.60%	0.60%
$100,000 or greater	0.50%	0.50%
$50,000 or greater	0.30%	0.30%
$10,000 or greater	0.25%	0.25%
$2,500 or greater	0.20%	0.20%
Less than $2,500	0.00%	0.00%
1APY denotes Annual Percentage Yield. Dividend rates and APY's are variable and may change after the account is opened. Fees could reduce the earnings on the account.

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Business - High Yield Accounts11.15.09
Balance	Dividend Rate	APY1
$50,000 or greater	1.29%	1.30%
$25,000 or greater	1.24%	1.25%
$10,000 or greater	1.09%	1.10%
$2,500 or greater	0.80%	0.80%
Less than $2,500	0.00%	0.00%
1APY denotes Annual Percentage Yield. Dividend rates and APY's are variable and may change after the account is opened. Fees could reduce the earnings on the account.

Sign-Up for Rate Alert
Business - High-Yield Select11.15.09
Balance	Dividend Rate	APY1
$50,000 or greater	1.39%	1.40%
Less than $50,000	0.30%	0.30%
1APY denotes Annual Percentage Yield. Dividend rates and APY's are variable and may change after the account is opened. Fees could reduce the earnings on the account.

Sign-Up for Rate Alert
Business - High-Yield Platinum11.15.09
Balance	Dividend Rate	APY1
$100,000 or greater	1.59%	1.60%
Less than $100,000	0.30%	0.30%
1APY denotes Annual Percentage Yield. Dividend rates and APY's are variable and may change after the account is opened. Fees could reduce the earnings on the account.

Sign-Up for Rate Alert
Business - High Yield Diamond11.15.09
Balance	Dividend Rate	APY1
$250,000 or greater	1.88%	1.90%
Less than $250,000	0.30%	0.30%
1APY denotes Annual Percentage Yield. Dividend rates and APY's are variable and may change after the account is opened. Fees could reduce the earnings on the account.

Sign-Up for Rate Alert
Business - Share Certificates11.10.09
Term	Dividend Rate2	APY1
3 Months	0.80%	0.80%
6 Months	1.00%	1.00%
9 Months	1.19%	1.20%
12 Months	1.29%	1.30%
18 Months	1.49%	1.50%
24 Months	1.74%	1.75%
30 Months	1.98%	2.00%
36 Months	2.23%	2.25%
48 Months	2.47%	2.50%
60 Months	3.06%	3.10%
1APY denotes Annual Percentage Yield. 2The dividend rate will be paid until the certificate matures. Upon maturity of the certificate, unless you contact us prior to maturity, the certificate will automatically renew to the original term and at the current rate in effect at the time of maturity. A penalty will be applied for early withdrawal. $500 minimum balance to open.