Student Loans

First Commonwealth offers student loans in cooperation with the Pennsylvania Higher Education Assistance Agency (PHEAA) and American Education Services (AES).
 
Please note: the student borrower must be a member of First Commonwealth FCU before applying.
When applying, use lender code: 813389.

Keystone BEST Stafford Loans
The best loan for all students after grants and scholarships. Low interest rate, no required payments while in school at least half-time, six-month grace period, generous repayment terms, no prepayment penalty.

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Keystone PLUS for Parents
The best loan for parents who want to pay for their child's education. Borrow up to the total education cost less other student aid, low fixed interest rate, no income requirement, flexible repayment, no prepayment penalty.

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Keystone PLUS for Graduates
The best loan for graduate students who need additional funding. Borrow up to the total education cost less other student aid, low fixed interest rate, no required payments while in school at least half-time, no income requirement, flexible repayment, no prepayment penalty.

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Network Consolidation Loan
Federal student loan consolidation allows you to combine one or more existing student loans into a single new loan. If you're having trouble making your monthly student loan payments, then consolidation might be the right option for you.
View a comparison of student loans available.

For more information, visit the PHEAA website.