Vehicle Loans

First Commonwealth recommends you apply for financing before you buy. Our loan pre-approval service will lock your rate in for 30 days and enables you to shop for the best buy.

Need help or have questions about making your new vehicle purchase? Visit  BALANCE for financial education information related to purchasing a vehicle.

New Vehicles
No money down required! Borrow up to 100% of MSRP (Manufacturers Suggested Retail Pricing) on new vehicles, plus the cost of tax and tags. We offer terms up to 72 months.

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Used Vehicles
Borrow up to 100% of NADA retail value. We offer terms up to 66 months for models that are seven years old or newer; up to up to 48 months for models older than seven years.

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Apply Now:  New Motorcycle    Used Motorcycle    New Boat/RV     Used Boat/RV

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Participating Dealers
First Commonwealth offers the convenience of point-of-purchase financing at dealerships located in Berks, Carbon, Lehigh, and Northampton Counties. Request credit union financing at these participating dealers.

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Forms

Verify Your Insurance -- Update us regarding insurance coverage on your financed vehicle
Private Vehicle Purchase Form
Vehicle Loan Payoff Request Form

Sign-Up for Rate Alert
Vehicle Loan Rates11.01.09
Type	Term	APR (as low as)2
New Vehicle	up to 60 months	4.69%
	up to 72 months	5.00%
Used Vehicle1	up to 60 months	5.99%
	up to 66 months	6.99%
1Maximum term for model year 2001 & older is 48 months. 2Rates are based on an evaluation of applicant credit. Final rate may vary at closing.

Sign-Up for Rate Alert
Motorcycle Loan Rates11.01.09
Type	Term	APR (as low as)1
New Motorcycle	up to 72 months	6.99%
Used Motorcycle	up to 66 months	6.99%
1Rates are based on an evaluation of applicant credit. Final rate may vary at closing.

Sign-Up for Rate Alert
Boat & RV Loan Rates11.01.09
Type	Term	APR (as low as)1
New Boat or RV	up to 72 months	7.49%
Used Boat or RV	up to 66 months	7.49%
1Rates are based on an evaluation of applicant credit. Final rate may vary at closing.